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As housing costs increase, more and more people are beginning to rethink how much space we really need in our homes. While lane way and micro homes are not for everyone, they should at least give us food for thought about what we consider necessary in terms of housing. 

 

A little over a year ago, my husband and I downsized from a 4500 square foot house to an 1150 square foot condo. We couldn't be happier. We have a gorgeous view of the north shore mountains, but even better we have time that we used to spend on house cleaning, maintenance and yard work to do other things that are important to us. 

 

If you are wondering if you could live with less space than you have now, check out the videos in the link below. Let me know what you think :) I couldn't do it; I need more closet space than that! But I applaud the people who make this choice. 

 

http://www.huffingtonpost.ca/2013/10/28/nomad-micro-homes_n_4171631.html?utm_hp_ref=vancouver#slide=3061425

 

 

For all your housing needs, downsizing or upsizing, give me a call. 

 

Deborah

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Access my Informed Buyer/Seller newsletter at the link below:

 

http://member.morrisontheweb.com/member/documents/tihs/Informed%20Home%20Buyer%20October%2013.pdf

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Buying a home is the most significant financial transaction most people will ever make. The thought of spending so much money can be daunting and for some people it may even make them hesitate to take the the first steps toward becoming a home owner. Others who have already taken the plunge may find themselves in a position where they want to make some upgrades to their existing home but they are concerned about the expense of doing so.

 

Good news! There are 19 different money saving programs available for home owners and home buyers.

 

Here are my top picks for this week:

 


Home Buyers’ Plan: Qualifying home buyers can withdraw up to $25,000 (couples can withdraw up to $50,000) from their RRSPs for a down payment. Home buyers who have repaid their RRSP may be eligible to use the program a second time.


For more information, visit  http://www.cra-arc.gc.ca for more information.

 

Low Interest Renovation Loans: Financial institutions offer ‘green’ loans for home owners making energy efficient
upgrades. Vancity’s Bright Ideas personal loan offers home owners up to $20,000 at prime + 1% for up to 10 years for ‘green’ renovations. RBC’s Energy Saver loan offers 1% off the interest rate for a fixed rate installment loan over $5,000 or a $100 rebate on a home energy audit on a fixed rate installment loan over $5,000. For information visit your financial institution.

 

For more information, visit  www.rbcroyalbank.com/products/personalloans/energy-saver-loan.

 

www.vancity.com/Loans/TypesOfLoans/BrightIdeas 

 

If you would like more information about money saving programs for homeowners and home buyers, call or email me and I will help you out. 

 

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In today's BCREA report, Cameron Muir is quoted as saying "consumer demand is transitioning back to its long term average" despite rising interest rates on the horizen. This means that rather than frantic homebuying activity that leads to accelerating markets, the market will remain balanced which is good for buyers and sellers. 

 

Click here for full report:

 

http://www.bcrea.bc.ca/docs/news-2013/2013-10-22forecast.pdf

 

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According to a report released today by Cameron Miur of BCREA, home sales were up 43% last month compared to September 2012. The average home price for the province was up 8.8% this year. The increase province in the province wide average is more impacted by luxury home sales in Vancouver as opposed to an under supplied market place. If you want to know how all of this effects you, give me a call or send me an email and I will walk you through an evaluation of your real estate goals whether that is buying or selling. In the meantime, I'll be out there StellingtheCity for you. Cool

 

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