Overall, the Vancouver Real Estate Market officially a balanced market. However, there are pockets where the market is definitely in the range that the Real Estate Board offically refers to as a buyers market. If you are in one of these areas, you want to make sure you do everything in your power to make your home attractive to buyers. If you would rather not sell, even though you have gone to the trouble of hiring an agent and having a sign put out front, here are some things you can do to effectively reduce your chances of selling.

 

 

 

 

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 When it comes to mortgages, the terms pre-approval and pre-qualification are often used interchangeably. The result is confusion for buyers, and some Realtors® , that can have dissapponting or even disasterous results.


Pre-qualification is an assumption that mortgage financing can be obtained through a conversation with a consumer about income, assets, & credit.  Many consumers assume this is the same as pre-approval and are disappointed when they find out they can't  obtain a mortgage for the amount they have been planning for while shopping fo a home.


Pre-approval is a preliminary approval based on a completed loan application & analysis of required income, asset, and credit documents, as well as any required explanation for potential financing hurdles. 


If your lender has not asked for financial documents to put together a pre-approval, you HAVE NOT been pre-approved and you could find yourself short of funds after making an offer. 


For my prefered lender list, call or email today. 


StellingtheCity for You,


Deborah

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